Learning Center
My Insurance or My Spouse’s? An Insurance Company's Exclusions and Limitations: Are You Covered? Get the Precise Small Business Insurance You Need Do I Need an Insurance Agent? Track Down Your Driving Record How Insurance Premiums Are Calculated Why Aren’t Floods and Earthquakes Covered?
Auto Insurance Rates Consider Car Crash Safety Ratings
May 26 , 2011, by Emily Sanderson, NorthOrion Staff Writer
If you made your last vehicle purchase based on fuel economy because of rising oil prices, you might be spending more on auto insurance. Small vehicles with the lowest miles per gallon (mpg) typically… View Full Article »
An Insurance Company's Exclusions and Limitations: Are You Covered?
April 28 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
If you stop and consider everything that an insurance company takes on when they insure people, it can begin to make your head spin. In order to protect themselves against bankruptcy, an insurance company… View Full Article »
My Insurance or My Spouse’s?
April 19 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
If you and your spouse both work, you may both have access to health insurance through your respective employers. Since you have two insurance options, you have several choices when deciding which insurance… View Full Article »
When Should I Report a Car Insurance Claim?
April 19 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
Nothing causes more anxiety than the squeal of wheels on the road, the horrid jolt and the resulting crunch of a car accident. Then there is also the stress of dealing with the other shaken and upset driver,… View Full Article »
Should I Bundle My Car, Home & Life Insurance?
April 19 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
You can have your home, life and car insurance from different companies or you can bundle them, bringing all of your insurance needs to one company. Bundling your insurance provides one larger bill instead… View Full Article »
What Happens If Your Insurance Company Goes Kaput?
April 19 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
Insurance companies aren’t exempt from financial difficulties. Occasionally, one will go out of business because it doesn’t have enough money to pay for claims. In essence, your provider is going bankrupt.… View Full Article »
What to Do After an Accident
April 19 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
A car accident can be a jarring experience. Still, it’s important to keep calm and make sure that everything is handled properly for legal and insurance reasons. Before you leave the scene of the accident,… View Full Article »
Who’s Responsible if Someone Gets Hurt at My House?
April 19 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
The neighbor’s son fractures his leg on your trampoline in the backyard; your sister visiting from out of state slips on some ice near your porch and breaks her wrist; a jogger trips on an uneven portion… View Full Article »
Get the Precise Small Business Insurance You Need
April 14 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
As a small business owner, it’s critical to think ahead about the problems your company could encounter. Not to dwell on the negative side of things, but your company could experience a fire, face a… View Full Article »
Do I Need an Insurance Agent?
April 14 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
An insurance agent is a person who has passed state-required examinations to be qualified to help the public with their insurance needs. They can either work for a company or they can sell it independently.… View Full Article »
