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My Insurance or My Spouse’s? An Insurance Company's Exclusions and Limitations: Are You Covered? Get the Precise Small Business Insurance You Need Do I Need an Insurance Agent? Track Down Your Driving Record How Insurance Premiums Are Calculated Why Aren’t Floods and Earthquakes Covered?
How Much Does Long Term Care Insurance Cost?
May 26 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
Several factors go into determining your long term care insurance cost. Your provider will want to know your age, gender and medical history. Your provider might ask you for additional information to determine… View Full Article »
Should I Combine Long-term Care & Life Insurance?
April 19 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
The debate regarding whether it’s better to obtain separate life insurance and long-term care insurance or combine the two seems to remain divided. Before you listen to a fast-talking agent, look at… View Full Article »
Find the Best Long Term Care Insurance
April 19 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
If you become injured or sick and can’t perform basic everyday activities any longer, you may find yourself facing the expensive reality of needing long-term care (LTC). This type of care is for individuals… View Full Article »
Long-term Care Facilities
April 19 , 2011, by Kimberly Bowen, NorthOrion Staff Writer
Long-term care includes treatment from several types of facilities. All of these are aimed at helping people live to their fullest, whether at home or in retirement communities, assisted-living facilities… View Full Article »
The Basics of Buying Long-term Care Insurance
April 14 , 2011, by Rebecca Palmer, NorthOrion Staff Writer
Buying long-term care insurance for seniors is vital for two reasons: one financial and one related to quality of life. With the federal government predicting that 70 percent of seniors will require long-term… View Full Article »
Long-term Care Insurance vs. Disability Insurance: You May Need Both
April 14 , 2011, by Rebecca Palmer, NorthOrion Staff Writer
Like wisdom and an affinity for corny jokes, opportunities to purchase insurance tend to increase with age. Similarly, the premiums for most types of insurance increase; the older you are when you… View Full Article »
Inflation Options Demystified
April 14 , 2011, by Rebecca Palmer, NorthOrion Staff Writer
You already know that purchasing an insurance policy to cover long-term care can save your pocketbook and help you maintain a good quality of life in the case of a debilitating illness or injury. Before… View Full Article »
Tap Your Life Insurance for Asset-based Long-term Care
April 14 , 2011, by Rebecca Palmer, NorthOrion Staff Writer
When elderly Americans find that options for long-term care insurance can cost thousands of dollars in premiums each year, many of them choose to forego coverage and instead insure themselves by keeping… View Full Article »
Long-term Care and Government Assistance
April 14 , 2011, by Rebecca Palmer, NorthOrion Staff Writer
It’s only natural for individuals reaching their golden years to plan for increasing health care expenses such as prescription medications, cancer screening tests and mobility equipment such as walkers… View Full Article »
Top Five Long-term Care Insurance Mistakes
April 14 , 2011, by Rebecca Palmer, NorthOrion Staff Writer
The loss of independence due to failing health can be one of the most dreaded inevitabilities of old age. Even more frightening, however, is the possibility that you will not be able to afford long-term… View Full Article »
